ACCOUNTS RECEIVABLE FINANCING
A/R financing is structured as a revolving line of credit that allows you to draw funds as needed with no prepayment penalty.
Since you don’t need to pledge collateral, you will be required to observe specific loan covenants that emphasize conservative debt service coverage and leverage ratios. You must submit a Borrowing Base Certificate monthly to demonstrate you have adequate resources to repay the credit line.
Typically Used For
Documents Needed
Most recent business tax returns
Most current YTD Financials:
- Balance Sheet
- Profit & Loss (Income Statement)
- Detailed and Aging Accounts Receivable and Accounts Payable reports
PROPERTY FINANCE
We offer diverse commercial real estate financing products for developers, owners, brokers, and investors across various property types.
Obtaining Capital Secured Against Your Property
Commercial Real Estate LTV
Property Portfolio Finance
Typically Used For
EQUIPMENT FINANCING & LEASING
We offer purchase and leasing solutions for obtaining new and used equipment to help your business succeed.
We finance almost any kind of equipment your business needs to generate revenue, including: Medical and dental, fitness equipment, landscape equipment, printing equipment, commercial vehicles, industrial equipment, machine tool, heavy equipment, oil & gas equipment, agricultural equipment, logging equipment, computer hardware and software, restaurant and catering equipment, office furniture, telephone systems and more.
Interest Rate
INVENTORY FINANCING
Use inventory financing to leverage your existing inventory. It can be structured either as a loan or as a revolving line of credit that allows you to draw funds as needed with no prepayment penalty.
Typically Provides
up to 70% of forced liquidation value (FLV)
Minimum
$500,000
in inventory required
Typically Used For
Due Diligence
Inventory financing requires extensive financial analysis, site inspections and appraisals that will incur significant fees.